market wrap up

Indian markets ends down more than 1%, Nifty slips below 5500; down 58 pts.  

SBI Q4FY11 net profit down 32% at Rs. 1867 Cr., NII up 38.2% to Rs. 6721.4 Cr. 

Global equity markets ends down on Euro debt worries & weaker economic data. 

Indian equity market ended down more than 1% ahead of F&O expiry last week, 

though, last day short covering helped Nifty to cut some losses. Nifty sliced 58 pts to 

settle below 5500 at 5486 while Sensex sliced 205 pts to end at 18326. Nifty is likely to 

consolidate in arrange of 5380 – 5600 in coming week as it lacks a trigger in coming 

week. Bank Nifty future plunged more than 3% shredding 367 pts to end at 10666. 

In frontline stocks, L&T, Reliance Power, Bajaj Auto gained 3-4% on better Q4 results. 

SBI Q4FY11 net profit came below expectations as it dipped 32% to Rs. 1867 Cr. vs. 

Rs. 2742 Cr. due to higher provisioning to Rs. 2349 Cr. vs. Rs. 1378 Cr. Though, its NII 

was up 38% to Rs. 6721.4 Cr. vs. Rs. 4841.9 Cr. Infrastructure space bellwether L&T's 

Q4 results came better than expected at Rs. 1686 Cr., up 23% y/y while its net sales 

advanced 13% to R15213 Cr. y/y. Food inflation slipped to 7.47% vs. 7.7% w/w due to 

cheaper pulses and vegetables & Fuel price inflation eased to 12.11% vs. 12.25% w/w.    

Global equity markets ended down with major indices  of U.S and Europe in red as 

Euro zone debt fears haunts inventors concerning the Greek debt default, Spain 

election next week and series on weaker economic data. DJIA ended down 83 pts as 

U.S industrial production was flat while Philly fed manufacturing came down at 3.9 vs. 

20.2 and existing home sales down at 5.05m vs. 5.21m. European markets ended down 

on Greek debt default as Euro slides down. DAX was down 135 pts at 7267, CAC was 

down 28 pts while FTSE was marginally up 22 pts at 5949.    

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share market ! how to invest?

• Don't try to time the market.  As tempting as it is to try, it is not possible to time the stock market.  People have written millions of pages of research on this topic and NO ONE has ever found a legitimate way to determine its trends.
• Use cost averaging.  By buying stocks on a periodic basis (like once a paycheck, once a month or even once a year), you will always be buying at an average price.  If you try to time the market, you may be buying at a high or low valuation.
• Take taxes into account.  When you buy stocks, try to hold them for more than one year so you get taxed at the long term capital gains rate, which is currently 18%.  If you sell your stock before one year, you will be taxed at your ordinary income tax rate, which is almost always higher than 18%, sometimes twice as high.Invest as much as possible into tax-sheltered 401K, 403B and IRAs.  By investing in tax deferred plans, you are able to invest money and not worry about the tax implications.  With 401K and 403B plans, you get to invest your earnings before taxes, so the investment will grow on a higher base.  For example, if you received a paycheck for $2,000 gross pay and taxes were taken out, you'd be left with only $1,200 or so to invest.  The investment return on $1,200 could be substantial, but if you could invest that same $2,000 in a tax deferred account, you would be investing and earning a return on $2,000 instead of $1,200.  Also, many employers offer matching investments that could make that $2,000 investment equivalent to a $4,000 investment.  Put as much as you can into these tax deferred investments.
• Diversify your investments.   Don't just invest in stocks.  It is better if you diversify your investments into other asset classes including real estate (a house), cash (savings account or CD) and maybe even bonds.  That way, if one asset class really underperforms, you will have some exposure to the better performing assets.Diversify your stocks (mutual funds).  When investing in the stock market, don't load up on just one or two stocks.  Diversify your investments across many stocks. If your portfolio is not large enough to buy 15 or more different stocks, you should consider purchasing one or more mutual funds to ensure diversification.

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French-Israeli pop singer Yael Naïm; Bibi, the Torah, and statistics; the Cairo Geniza; this week in Israel

Follow Tablet Magazine: May 27, 20110   Will Israel-Based GOP Attacks Get Through? Speech, designed to help Israel with Europe, could hurt Obama at home Daybreak: Oh, Canada Plus Egypt's Second Revolution, and more Less Interesting Jewish Books Thank God we have better stuff to read Our Designer Is an Award Finalist Congrats to Project Projects More from THE SCROLL Don't Be Sad The French-Israeli singer Yael Naïm—you know her work from that MacBook Air ad—brings an elusive, shifting identity to her mysterious but catchy songs of love and loss BY Marc Tracy It was around 9:30 on a Monday evening as Yael Naïm's band finished the opening song of its set. Naïm continued to play the piano, gradually feeling her way toward a new chord progression. On certain nights, Le Poisson Rouge, a sub-sidewalk-level venue in Manhattan's Greenwich Village, sets tables, club-style, throughout the floor. Only a few tables were out on this May night, though, and only on a small deck in the back of the house for a crowd of a few hundred people. More By the Numbers Benjamin Netanyahu's speech to Congress this week, filled with falsehoods and untruths, defies the spirit of this week's parasha, which urges us to be diligent with numbers and facts More BY Liel Leibovitz Pieced Together The Cairo Geniza did more than cast light on Judaism's literary heritage; it helped us recognize that history's raw materials can be anything from illuminated manuscripts to bits of junk More BY JENNA WEISSMAN JOSELIT National Pride This Week in Israel: Obama and Netanyahu spar, a conglomerate is slapped for sales to Iran, the IDF changes uniforms, an Israeli wins at Cannes, and more More BY Shoshana Kordova This email was sent to you by Tablet Magazine. To ensure delivery to your inbox, please add digest@tabletmag.com to your address book. To unsubscribe to this email, reply to this email with "Unsubscribe" in the subject line. Tablet Magazine | 295 Lafayette Street, Suite 501 | New York, NY 10012 Unsubscribe | Forward to a Friend

What about me?

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What about me? Dear omss, Spring is in full swing now and so are the mosquitoes and ticks.  If you do not have your dog on heartworm preventative, it is extremely important to get your dog tested and on preventative.  Second Chance took in 10 heartworm positive dogs from a hoarding case a little over a month ago.  Sadly, two of these dogs passed away from this awful disease.  This is a preventable disease so it is important to take care of your dog so that they never have to suffer the fate of these dogs.    Sincerely, Sheryl Blancato  Second Chance Animal Shelter Thank you to the Mason's!   Thank you to the Mason's for agreeing to put on the Spaghetti Supper the night before our Run Walk Wag.  This is very exciting as this dinner is for the runners, and non runners - as well as to raise funds for our pets in need.  If you haven't signed up for this dinner and/or the Run Walk Wag, be sure to go to http://www.secondchanceanimals.org/runwalkwag11.htm    Sign up today!      WHAT ABOUT ME? Faye is still waiting for that forever home   Countless dogs have come into Second Chance and found their forever home.  But, Faye is still here.  Why?  Simply because she is a pitbull (or mix thereof).  She was abandoned by her former owners.  This sweet girl is in a foster home and loves her family, especially the children.  Her dream of a forever home, though, is still a dream.  Please look beyond her breed to the big heart within.  Pass on her information to anyone looking for that special canine companion.  She is a queen and therefore wants to be the only pet.  But, she has enough love to give so that Faye is all you need.    To know Faye is to love Faye!                             For more informaiton on Faye, please go to our website at www.secondchanceanimals.org    Contact Us Adoption Center: 111 Young Road P. O. Box 136 East Brookfield, Massachusetts 01515 (508) 867-5525   Wellness and Education Center 372 N. Main St. N. Brookfield, MA  01535 (508) Help us do more! Please click here to donate!Join Our Mailing List! Shelter now has weekly vaccine and testing clinics!     Every Wednesday from 9 AM to 10 AM Vaccine and Testing Clinic Where?  North Brookfield site, 372 North Main St. With more pet owners foregoing regular vaccines and testing, more pets are having illnesses go untreated.  Don't let yours be one of them!    Second Chance strongly recommends routine veterinary care with your veterinarian.  However, if you cannot do so, please take advantage of these clinics.  Preventive vaccines and routine testing will help to ensure the long life of your canine companion.   All other prices and services are listed on our website at www.secondchanceanimals.org  Per vaccines. Please leave your dog in your car while you check-in. Payment is cash/credit card only. Do you run, walk, or wag? Official kick off of registration now under way!  As many of you may know, the Tantasqua walk this month was cancelled due to weather conditions.  So, that makes our annual Walk (and now road race as well) even more important.  Funds are needed to keep our programs going and to help as many pets as possible.  Please join us at this important event.  Registration is now open for the September 18th event.  Come join the fun!  For details go to : http://www.secondchanceanimals.org/runwalkwag11.htmm       Use this area to provide your contacts information about your organization.

Forward email This email was sent to omsstravel.33333@blogger.com by info@secondchanceanimals.org |   Update Profile/Email Address | Instant removal with SafeUnsubscribe™ | Privacy Policy. Second Chance Animal Shelter, Inc. | P. O. Box 136 | 111 Young Road | East Brookfield | MA | 01515

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On The Wild Side: Why Cowbirds Lay Their Eggs In Other Bird's Nests

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Field Guides  |   ZipGuides  |   Parks & Refuges  |   Ask an Expert  |   Birding  |   Gardening  |   Free Stuff May, 2011 Vol. 11, No. 13 Make Your Yard A Wildlife Oasis Bring your yard or garden to life this year by planting the shrubs, flowers and trees that wildlife find irresistible. Take our Garden Wildlife Quiz to learn what plants attract the most birds, butterflies and other critters. Follow eNature on Twitter Join the flock who’s following eNature on Twitter and get the latest fun facts and interesting stories about wildlife. You’ll learn something every day from our “creature of the day” tweet. And we’ll send you other fun and interesting stories to enjoy. It’s easy. Click here to get started! Chesapeake Bay Field Guide App Avaliable Our free field guide app covers the animals and plants of the entire Chesapeake Bay watershed. Created for the Chesapeake Bay Trust, this free app is an amazing resource for anyone who lives in the Bay’s 6 state watershed. Explore Our National Parks With eNature’s ParkGuides Our ParkGuides have detailed visitor information and wildlife data for over 300 National Parks, Wildlife Refuges and National Monuments throughout the U.S.   And even if you can’t get there yourself—you can always visit the Park of the Day while you’re visiting eNature.com. Why Cowbirds Leave Their Eggs In The Nests Of Other Birds Many folks know that cowbirds lay their eggs in the nests of other birds. But few folks know why. Turns out there’s good evolutionary reason for cowbirds to abandon their young to others. Read on to get the whole story….. The Brown-headed Cowbird is common throughout much of the US. The Star-nosed Mole lives in the eastern US and Canada in damp areas such as swamps and wet woods. And occasionally someone's yard or garden A Face Only A Mother Could Love The Star-nosed Mole is an interesting little creature.  For instance, it’s the only mole that can swim. But what really sets it apart is its remarkable nose. Click here to learn more about this amazing appendage…. Sponsored Advertisement How Can Birds Eat If They Have No Teeth? Most of us know that birds lack teeth.  So how do they digest the hard grains and seeds many eat? Their secret is an oddly named organ called the gizzard. Click here to learn what a gizzard is and how it functions…. The Western Scrub Jay includes seeds and nuts as well as small animals and insects in its diverse diet. White-tail deer typically have 1-3 young about six months after the fall rutting season. The young are usually sent on their own about a year after birth-- just before the mother gives birth to her next round of young. Heaven Scent A newborn fawn spends a lot of time alone, even if it’s a twin or triplet. Yet it’s remarkably safe for such a feeble creature. That’s because a fawn is all but invisible to predators—who neither see nor smell it. Click here to follow your nose and learn more….. Heard, But Almost Never Seen Most folks have heard of the Whip-poor-will, but very few have seen one because it blends so well into its woodland habitat.  Many creatures use camouflage to hide— some even use it to hunt. Read on to find out what other animals you might have heard, but not seen. The Whip-poor will and other nightjars are rarely seen because their plumage blends so well into their habitat. The Park Guides app is comprehensive — all native birds and animals are included, along with photos, in-depth descriptions, audio, field marks and more. National Parks Field Guide App Now Available Created for the National Parks Conservation Association, our National Park Field Guides will help you get the most out of your visit.  You can find out what species of bird you just saw on the beach in Cape Cod, learn what grizzly bears eat for dinner in Denali, know when porcupine mating season begins in the Shenandoah or who to call to reserve a camp ground in Yosemite. It’s free and available in the Apple Appstore.  Click here for a link or search “Park Guides”.     Copyright 2010 eNature/SMG LLC. All rights reserved. 1811 36th St NW | Washington, DC 20007

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Discovery Influencer Panel Invitation

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